Ripple’s Xpring Launches Crypto, Fiat Payments That Integrate into Any App

The platform that Ripple’s Xpring is launching will enable developers to integrate fiat and cryptocurrency payments into any application. 

Among the services offered, the Xpring software development kit (SDK) has a variety of new tools for working on XRP and Ripple’s Interledger Protocol (ILP) and allows programmers to merge XRP apps in multiple programming languages.

Xpring senior vice president Ethan Beard told CoinDesk that both crypto and non-crypto developers are being targeted with the platform.

“Xpring SDK allows you the developer to use the XRP ledger simply and in any programming language you want,” Beard said, adding:

“What takes a developer today a 100 lines of code to do a transaction on XRP ledger, using Xpring SDK cuts that down by 80 percent.”

Making Themselves Available

Just like with Amazon Web Services, developers will be able to download the code and run it themselves or go to Xpring and plug into the service. 

Of course, Xpring has already been built on open-source protocols, but they are taking it to new heights, according to Beard, who also envisions the platform being used in industries like media and gaming for micropayments.

“Ideally, we think the Xpring platform can work for any type of payment,” Beard said.

Xpring is an investment for Ripple, which has been working on a network of companies and use-cases around XRP for just over a year now. This latest invention has growing and investing in a developer base around cryptocurrency as its goal.

“While blockchain and cryptocurrency can be transformative for how payments work, what we’ve learned in the last year is that working with these new technologies is quite difficult as well,” Beard said. “That creates a barrier for developers to adopt these technologies.”

Xpring is also announcing that payments processor BitPay, mobile wallet BRD, and digital custody provider Anchorage will also be adding XRP to their offerings. 

The company anticipates users having the ability to use XRP for daily purchases at a multitude of merchants, including Microsoft and AT&T, now that BitPay is in. Even Chainalysis is adding the XRP ledger to its blockchain analytics product!