The Very Best Credit Cards Right Now
It’s a no brainer: Research is important before signing up for a credit card! Basic comparison exposes a lot about the benefits and rewards for every kind of cardholder: Whether travel or shopping is your preference for cash-back options, there are better and worse picks!
Plus, there are other issues. What about the interest rate — and the fees? Is there a customer loyalty program? So many questions, but plenty of answers! It’s time to take a look at the best credit card profiles out there right now. Some may be a big upgrade, indeed!
The 2020 Rankings Is Here!
Top grocery rewards credit card: Blue Cash Preferred® Card from American Express
We all buy groceries on a regular basis. Whyno get rewards on such a regular purchase? The Blue Cash Preferred® Card from American Express offers $300 to new cardholders who spend $3,000 over the first half of their card year. It’s really quite high compared to competitors!
Top entertainment rewards credit card: Capital One® Savor® Cash Rewards Credit Card
Top entertainment rewards credit card: Capital One® Savor® Cash Rewards Credit Card The Capital One® Savor® Cash Rewards Credit Card is all about rewards on the fun things we do most. Movies, plays, and concert tickets are just the beginning. Rewards are also available for sporting events, restaurants, and food trucks. Starbucks, too!
Top cash-back credit card: Chase Freedom Unlimited® Card
The Chase Freedom Unlimited card not only has a decent sign-up bonus, but it has a competitive average rewards rate. With 1.5% cash back rate on buys, it’s a great starter card for anyone seeking more bang for their buck!
Top travel credit card: American Express® Gold Card
Travel is a big chunk of credit card spending, for many people today. The American Express® Gold Card has $220 in yearly credits —120 for dining and $100 for airline fees. The card does have a $250 annual fee, but these bonuses can cancel it out!
Top dining rewards credit card: Chase Sapphire Reserve®
BChase Sapphire Preferred is a card that offers double on dining and restaurant bills.This applies worldwide, too! Sound good, foodies?
Top no annual fee travel credit card: Wells Fargo Propel American Express® Card
The Wells Fargo Propel American Express® Card has no annual fee or foreign transaction fee. For travelers, this one could be a gamechanger!
Top for college students: Discover it® Student Cash Back
Many have rated this product as the ideal starter credit card for consumers in college. With no annual fee, it’s easy to hold. Plus, the good grades GPA rewards are pretty appealing: From Amazon to Target, this one is popular for a reason!
Top balance transfer credit card: Citi Simplicity® Card - No Late Fees Ever
No late fees? That’s right, the Citi Simplicity® Card really is that simple. There’s also no penalty APR, which makes it a flexible idea for anyone looking for pay down debt
Top low interest credit card: Titanium Rewards Visa® Signature Card from Andrews Federal Credit Union
Heard of the Titanium Rewards Visa® Signature Card? It comes from Andrews Federal Credit Union, and it has low interest rates. The low variable APR ranges from 8.49% to 15.49%. What’s more, there are no foreign transaction fees and no annual card fee. What’s not to love?